Form CRS

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Form ADV Part 3 – Client Relationship Summary

Date: 06/18/2025

Item 1: Introduction

Alpha Zero LLC is an investment adviser registered with the Securities and Exchange Commission offering

advisory accounts and services. Brokerage and investment advisory services and fees differ, and it is important

that you understand the differences. This document gives you a summary of the types of services and fees we

offer. Please visit www.investor.gov/CRS for free, simple tools to research firms and financial professionals, as

well as educational materials about broker-dealers, investment advisers, and investing.

Item 2: Relationships and Services

What investment services and advice can you provide me? Our firm primarily offers the following investment

advisory services to retail clients: portfolio management (we review your portfolio, investment strategy, and

investments); financial planning & consulting (we assess your financial situation and provide advice to meet

your goals); and advisory services related to alternative investments (introduce, vet, recommend, and advise

on alternative investments). As part of our standard services, we typically monitor client accounts on a monthly

basis. Our firm offers both discretionary advisory services (where our firm makes the decision regarding the

purchase or sale of investments) as well as non-discretionary services (where the retail investor makes the

ultimate decision). We limit the types of investments that are recommended since not every type of investment

vehicle is needed to create an appropriate portfolio, but do not limit these investments to proprietary products.

Our minimum account size is $100,000, which may be waived by AZ in its discretion. Please also see our Form

ADV Part 2A (“Brochure”), specifically Items 4 & 7.

Questions to ask us: Given my financial situation, should I choose an investment advisory service? Why or

why not? How will you choose investments to recommend to me? What is your relevant experience, including

your licenses, education and other qualifications? What do these qualifications mean?

Item 3: Fees, Costs, Conflicts, and Standard of Conduct

What fees will I pay? Our fees vary depending on the services you receive. Additionally, the amount of assets

in your account affects our advisory fee; the more assets you have in your advisory account, the more you will

pay us and thus we have an incentive to increase those assets in order to increase our fee. Our fixed fee

arrangements are based on the amount of work we expect to perform for you, so material changes in that

amount of work will affect the advisory fee we quote you. Asset-based portfolio management fees are

withdrawn directly from the client’s accounts with client’s written authorization on a quarterly basis. Fees are

paid in advance. Financial planning fees are paid via check, wire or debit/credit card using AdvicePay. Fixed

financial planning fees are paid in arrears or in advance, but never more than six months in advance. Advisory

and performance-based fees for alternative investments are paid quarterly in arrears. You pay our fees even if

you do not have any transactions and the advisory fee paid to us generally does not vary based on the type of

investments selected. Please also see Items 4, 5, 6, 7 & 8 of our Brochure.

Some investments (e.g., mutual funds, variable annuities, etc.) impose additional fees (e.g., transactional fees

and product-level fees) that reduce the value of your investment over time. The same goes for any additional

fees you pay to a custodian. Additionally, you will pay transaction fees, if applicable, when we buy or sell an

investment for your account. You will pay fees and costs whether you make or lose money on your

investments. Fees and costs will reduce any amount of money you make on your investments over time.

Please make sure you understand what fees and costs you are paying. Please also see our Brochure for

additional details.Form ADV Part 3 – Client Relationship Summary

Date: 06/18/2025

Questions to ask us: Help me understand how these fees and costs might affect my investments. If I give you

$10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

What are your legal obligations to me when acting as my investment adviser? How else does your firm make

money and what conflicts of interest do you have? When we act as your investment adviser, we have to act in

your best interest and not put our interest ahead of yours. At the same time, the way we make money creates

some conflicts with your interests. You should understand and ask us about these conflicts because they can

affect the investment advice we provide you. Here are some examples to help you understand what this means:

Our financial professionals are licensed insurance agents and therefore can receive commissions for the sale of

insurance products. A conflict of interest exists because there is an incentive to recommend products that

provide additional compensation over those that do not.

For AUM fees, the more assets you have in your advisory account, the more you will pay us and thus we have

an incentive to increase those assets in order to increase our fee.

For fixed fees, the more work we expect to perform for you, the higher our fee would be and thus we have an

incentive for you to agree to have us complete more work for you.

For performance-based fees, we make more money the better your investment returns are, so we have an

incentive to recommend riskier investments due to the higher risk/higher reward attributes.

Questions to ask us: How might your conflicts of interest affect me, and how will you address them?

How do your financial professionals make money? Primarily, we and our financial professionals receive cash

compensation from the advisory services we provide to you because of the advisory fees we receive from you.

This compensation may vary based on different factors, such as those listed above in this Item. As licensed

insurance agents, our financial professionals also have the ability to receive commissions from clients for the

sale of insurance products and therefore have an incentive to recommend products that provide them or us

additional compensation over those that do not. Please also see Item 10 of our Brochure for additional details.

Item 4: Disciplinary History

Do you or your financial professionals have legal or disciplinary history? Yes, we have financial professionals

with legal and disciplinary events. Visit https://www.investor.gov/ for a free, simple search tool to research us

and our financial professionals.

Questions to ask us: As a financial professional, do you have any disciplinary history? For what type of

conduct?

Item 5: Additional Information

For additional information on our advisory services, see our Brochure available at

https://adviserinfo.sec.gov/firm/summary/319050 and any individual brochure supplement your

representative provides. If you have any questions, need additional information, or want another copy of this

Client Relationship Summary, then please contact us at (561) 576-2599.

Questions to ask us: Who is my primary contact person? Is he or she a representative of an investment adviser

or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?Form ADV Part 3 – Client Relationship Summary

Date: 06/18/2025

Exhibit A – Material Changes to Client Relationship Summary

We offer advisory services related to alternative investments in which we will introduce, vet,

recommend, and advise on alternative investments. (Item 2)

Advisory and performance-based fees for alternative investments are paid quarterly in arrears. (Item

3)

For performance-based fees, we make more money the better your investment returns are, so we have

an incentive to recommend riskier investments due to the higher risk/higher reward attributes. (Item

3)

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